Specified Illness Cover
Serious Illnesses by their very nature have a financially crippling effect. Although your income may be protected the expense of medical care, short-term debt and mortgages can create serious financial pressure. Specified illness cover provides a tax-free lump sum on diagnosis of a serious illness. This provides the ability to dispose of any outstanding debts and therefore reduces the financial pressure created during such a situation.If you would like to get further information on any of our insurance products please contact us by phone or e-mail.
Extra cover – no extra cost
We have recently extended the range of illnesses we covered and are delighted to tell you that our specified illness cover now gives you the most comprehensive cover available in Ireland.
- We now pay out the full lump sum for 37 illnesses – previously this was 25 illnesses.
- We offer a NEW partial payment of €15,000 for 10 milder but still life altering illnesses.
- Finally, with our new improved customer rates, these extra features come at a lower cost to you.
Why choose Irish Life for Specified Illness Cover?
- As Ireland’s largest protection provider we’ve been safeguarding Irish families for 70 years.
- Our claims record is unrivalled and in 2008, we paid out over €29 million in specified illness claims with over half of these for customers aged under 50. (Source: Irish Life claims).
- Our specified illness product is the strongest in Ireland with great new features and benefits, giving you even more protection.
PLUS
- Irish Life offer great value for money. Our specified illness plan comes with FREE added benefits such as:
- FREE Specified Illness Cover for children: Your children between the ages of 1 and 21 are covered for up to €25,000, for the same illnesses you’re covered for and for the duration of your cover.
- FREE NurseAssist 24/7: This free 24-hour service allows you to phone a team of trained nurses with any questions about you or your family’s health.
How much could Specified Illness Cover cost me?
Take a look below at some examples of the cost of specified illness cover:
The examples below are based on a 35 year old non-smoking male/female over a 20 year term with stand alone specified illness cover within our Life Term Cover plan.
| Male | Female | Couple | |
| Amount of Cover | €100,000 | €100,000 | €75,000 |
| Weekly Cost to You | €9.40 | €10.26 | €13.99 |
The couple quote is for a male and female. The cost shown is level and is subject to underwriting and standard acceptance rates. The example doesn’t include the cost of the guaranteed cover again option or the 1% government levy.
For more information please see our product booklets:
Life Mortgage Cover
Life Term Cover
